The future is not linear

Planning your financial future using average returns results in a single line extending out into eternity — this hides the fact that the future is a lot messier than that — personal risk tolerance changes, spending needs change, life happens. Making the smartest possible decisions means taking into account a myriad of financial and non-financial variables. Your future depends on this information — why not use it in planning?

• 529 Calculator

  Determine how much to contribute to a 529 plan based on:

  - Expected returns for asset allocation
  - Percent success rate desired
  - Probability of private vs. public tuition

• FIRE Calculator

  Calculate your path to Financial Independence based on:

  - Current savings and income
  - Expected market returns
  - Target success probability