FIRE Calculator

Note: this is *highly* experimental. Double-check all calculations.
All figures are in today's dollars (inflation-adjusted).

Your gross annual income after taxes.

Age 31 Age 75

The age at which you plan to stop working, regardless of whether you've achieved FI. This separates Financial Independence from Retire Early.

18 70

Your current age.

FIRE Target

$1,000,000

5.0% there

Annual Savings

$60,000

60.0% savings rate

Median
50%
75%
FIRE
FI Date
Retire
Time Range:

Outcome Probability Distribution Over Time

Shows the probability of outcomes for each year. Colors represent wealth levels relative to starting balance: broke (red), below start (yellow), 1x-2x (orange), 2x-5x (light green), >5x (green). Inspired by the Rich, Broke, or Dead? calculator.

>5x Start
2x-5x Start
1x-2x Start
Below Start
Broke